Quality Service. Comprehensive Insurance Programs. Great Rates.

Shimko Insurance, providing insurance solutions throughout Central PA

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Personal Insurance

Our goal is to protect you from the unexpected through top quality insurance coverage.

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Business Insurance

We’ll thoroughly assess your business and situation to develop cost-effective solutions.

About Todd Shimko Insurance Agency, LLC

Shimko Insurance was founded in 2006 and has been operating in Selinsgrove, PA as a family owned and operated agency ever since. With specializations in personal and business insurance solutions, they ensure protection for you, your family and your business.

Agents, Todd and Rhonda, educate you on your insurance options while comparing rates of over 15 carriers to find you the best possible coverage, at the best possible price, because you deserve it. Life is full of the unknown and they want you to feel secure knowing you have a team here to help you through it.

You deserve the utmost attention which is why we exemplify true values in a customer-centric approach to every inquiry. Shimko agents take the time to get to know our clients, so we can best source a program, truly for them.

About Our Agency

Proudly serving Central PA for over 10 years!

Insurance Solutions We Provide

Todd Shimko Insurance Agency LLC offers personal insurance and business insurance.

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Auto Insurance

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Home Insurance

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Farm Insurance

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Contractor Insurance

Clickable Coverage

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness Insurance

ATV / Utility Vehicles

Risk Factor

Utility vehicles or ATVs designed for use on farms can increase liability. This is mainly because these vehicles are known to be associated with high-risk behaviors, such as operating the vehicle without the use of protective equipment.


If you routinely ride your ATV or utility vehicle, be sure to always use good judgment and wear proper protective equipment, such as a helmet. Additionally, avoid behaviors that are known to increase risk of injury, such as riding on roads that are intended for automobiles.

Products Liability Exposure

Risk Factor

Say, for example, that the beef produced from the cows raised or kept on a farm causes illness in a consumer when it’s eaten.


To combat this risk, add an endorsement that modifies your insurance policy to protect you from these potential mistakes.

Foreign Object Ingestion Coverage

Risk Factor

Equipment used on a farm has a high risk of mechanical breakdown. For example, a farmer's combine or chopper could ingest a rock causing equipment failure.


Add Foreign Object Ingestion coverage so the repairs on your combine or chopper will be covered on your policy. Ask your agent if your policy has this coverage since it is not "automatic" on most farm policies.

Coverage for Peak Season

Risk Factor

During harvest, a farmer often stores grain in grain bins, and this grain usually sells within a few months. Coverage is needed while the grain is on-site, but it could get expensive to fully maintain this coverage during the rest of the year when no grain is present on the farm.


Cover the grain under peak season. This option tailors your coverage to provide increased amounts of insurance during the months in which you have grain on your farm. This type of coverage can be applied to any harvested crop, not just grains.


Risk Factor

Pollution is an increasing risk that can occur due to the improper storage or application of pesticides and fertilizers, runoff, and above ground or underground storage tanks.


It is difficult to control pollution risks on your farm, but it is not impossible. You can protect yourself against this type of risk by obtaining environmental insurance that provides protection for both bodily injury and property damage caused by a farm pollution incident.


Risk Factor

What happens when your farm faces a large liability loss that exceeds the basic limit of your standard policy?


A commercial umbrella insurance policy increases your liability limits by adding protection over and above your current farm policies - providing real financial value, as well as priceless peace of mind. Commercial umbrella insurance is available either by an endorsement to your farm policy or as separate coverage.

Care, Custody, and Control

Risk Factor

If you're caring for livestock owned by others on your farm and an unfortunate event occurs causing the death of some or all of this livestock, you may be held responsible.


To protect yourself and your farm from this type of risk, add care, custody, and control to your insurance policy as an endorsement.

Custom Farming / Business Activity

Risk Factor

Does your farm provide services for others? If so, you may be held responsible for the business activities related to these services.


To protect yourself from any type of incident relating to these business activities, add an endorsement for custom farming to your insurance policy.

Field Crops

Risk Factor

There are many uncontrollable factors that affect the growth of field crops, such as weather. Are you prepared for what might happen if your crops are devastated by an uncontrollable incident?


You can protect your livelihood and investment from this type of unavoidable risk with the addition of multi-peril crop insurance.


Risk Factor

If you have a barn or farm structure, a loss to these structures can be catastrophic, potentially putting the farm out of business.


Be sure you have adequate property coverage to protect your farm from potential catastrophic loss.

Glass Coverage

Risk Factor

If your tractor, combine, harvester, or other farming equipment has cab glass, that glass could break. It can be an expensive repair and cause your equipment to be unavailable for an extended amount of time.


Be sure you have coverage to help pay for repairs or other service work for broken glass.

Amazing Reviews From Our Customers

We’re rated 5 Stars On Google!

Great local business.

Megan H.

Very professional and honest group of people.

W. Powers

Great friendly service.

Nathan A.

Todd Shimko Insurance Agency LLC Client Portal

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Visit Our Office

Selinsgrove, PA Office

880 Route 522
Selinsgrove, PA 17870

Also providing solutions throughout Sunbury, Kreamer, Middleburg, Scranton, Wilkes-Barre, Stroudsburg, Hazleton, Avoca, Danville, Bloomsburg, Harrisburg, York, Williamsport, Poconos, Lancaster and West Chester.

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